Nectar Credit Card
![[Nectar]](/images/nectar_amex.jpg)
View full details at americanexpress.co.ukNectar is the reward scheme for Sainsbury's, Debenhams, BP and many other partners. The Nectar Credit Card is a great way to increase your Nectar balance. Apply now and if you're accepted you will get a bonus of 1000 Nectar points after your first purchase. You earn one Nectar point per pound spent in your everyday spending and two Nectar points per pound in Nectar retailers (this is in addition to the Nectar points you would get anyway, so £1 spent in Sainsbury's would total 4 points). As well as money off your shopping Nectar rewards can be exchanged for days out at various attractions throughout the UK, household goods, flights, rail travel and accommodation. Nectar points may also be donated to charity.
The 1000 Nectar points you earn by signing up for this card is worth £5 in store. But why not save your points for a much larger reward? The great thing about Nectar is that you can collect points from many places like Sainsbury's, BP, Hertz and Debenhams allowing you to pile up points faster and reach rewards sooner. Rewards start from as little as 500 points which will get you a £2.50 discount at Sainsbury's. A wide range of household goods are available from kitchenware to widescreen TV's. Flights and Eurostar tickets can be booked from 10,000 points. For those who prefer to stay in the UK Nectar offers rewards at a number of top UK attractions.
The card has no annual fee so if you're a Nectar collector you've got nothing to lose by applying for this card, it will dramatically speed up your Nectar earning potential.
- Competitive Interest Rate - typical 12.9% APR variable or interest free if you pay the bill in full each month
- Earn up to 4 points for every £1 spent when you use both the Nectar Credit Card and your Nectar loyalty card at participating Nectar sponsors
- Earn an additional 1 point for almost every £1 spent elsewhere – wherever American Express is welcomed, worldwide
- 24 hours customer service
- 1000 bonus Nectar points when you first use your Card
- No annual fee
- Emergency worldwide 24 hour card replacement
- Sainsbury's - 2 Nectar points per pound spent in store or online, plus an additional 2 points per pound if you use the Nectar credit card
- BP - 1 Nectar point per litre of fuel, plus an additional 2 points per pound if you use the Nectar credit card
- Denenhams - 2 Nectar points per pound spent in store, plus an additional 2 points per pound if you use the Nectar credit card
- Ford - 2 Nectar points per pound spent on servicing and MOT. Promotions sometimes run for car purchases
- EDF Energy - offers points if you use them as your preferred electricity and gas provider
- Thomson - book your holiday through a Thomson travel agent and earn 2 points per pound
- AA - Earn 2 points per pound spent on AA membership
- Hertz - 2 points per pound spent on car rental
- Nectar e-stores: online retailers that reward you with additional Nectar points
Information on this site is correct at the time of going to press. Clicking the "Apply Now" links will take you to the American Express website where full information about these products can be found. Images on this page have been provided by American Express and they retain copyright to these images.
2 weeks
I'm going on holiday in two weeks, if I apply today am I likely to get my card before I leave?
Two weeks is cutting it
Two weeks is cutting it fairly tight but is possible if your application has no outstanding issues. It may pay to follow up your online application with a phone call a few days later to check on the progress of the application.
e-Stores
You indeed do get double points when you use your card in nectar partner shops such as Sainsburys savacentre, BP and debenhams, but you only get the regular amount of points when buying online from a nectar e-store. It's still a good card, but I thought people should be aware of that.
e-Stores are not real Nectar partners
The reason you don't get double miles on e-stores purchases is because the Nectar e-stores are not full nectar partners, they're just affiliates. Nectar gets a cut of any sale you make via their website and then they pass some of the commission onto you in the form of nectar points.
Credit limit
I thought american express were known to give high credit limits. I only got a limit of £4000 which ain't much better than what I got on my visa card
Nectar
One think to remember is that the points you earn on the card do not get credited to your nectar account immediately, they only get added to your account after the statement is issued. It's a good idea to remember this if your trying to top up you're balance
A good card
I live right near Sainsburies so I applied for this card as soon as it came out. It's much better than the old nectar barclayscard as this one gives more points.
The only problem is a lot of small shops still don't accept american express yet so it's worth carrying about a visa card just in case. However, most places, including rivals to sainsburies such as tescos and asda will happily accept the card, it's a great way to earn points and I'm going to use it to pay for my holiday.
I find acceptance of Amex to
I find acceptance of Amex to vary depending where in the country that you are. In London there's anough choice around that you can find plenty of places that accept the card, smaller cities like southampton are a bit harder to find places that take amex.
Amex seem good when spending abroad, I always get a better rate spending on my amex in euros than I do with a visa or a master card.
My solution to this is to have both a Necter amex card and a Sainburys visa card. Sainsbury's visa card gives you some nectar points but not as many as the Nectar amex. I use the visa in the places that don't take amex. This means I get nectar points on nearly everything that I spend.
Best of all, as both the cards are free and I pay of the bills in full every month I pay no charges or interest, but each month I have enough nectar ponits to get money off shopping.
Card arrived today
The card arrived today, it took just over two weeks to arrive, came with some vouchers for Sainsburys too.